Banking-as-a-Service (BaaS)
FintechUpdated: October 15, 2025
Also known as: BaaS, Banking-as-a-Service
Banks providing regulated infrastructure to fintechs via APIs
Banks providing regulated infra to fintechs via APIs.
BaaS enables fintech companies and non-financial businesses to offer banking services without becoming banks themselves. The BaaS provider handles regulatory compliance while the fintech focuses on customer experience.
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